The short answer to that question is: No, it won't. Your credit record will remain your credit record, and your new spouse's credit record will remain theirs. Same for your credit scores. But the longer answer is more complicated because your spouse's credit can affect your finances in a variety of other ways, as Stephanie Genkin, CFP, points out in her Advisor Insight, below. Your credit score is an assessment of your creditworthiness, based on the items in your credit report at one or more of the three major national credit bureaus.
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8 Bizarre Ways Your Spouse Can Affect Your Health
4 Ways Your Spouse Can Affect Your Career
A glass-half-full partner is a good influence, reports a new University of Michigan study. When researchers followed nearly 2, couples over age 50 for four years, they found that when one spouse was an optimist, the other had better mobility and fewer chronic illnesses, regardless of their own levels of optimism. A positive-thinking partner may be more likely to encourage their spouse to eat well or exercise because they genuinely believe these habits can make a difference, according to researchers. Oddly, it could derail your efforts. A recent study of 50 couples who made joint weight-loss goals found that watching your spouse lose weight can hinder your slim down. It could be the kick in the pants you need.
The Science Behind Working With Your Spouse
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Everyone should have a job that makes them happy. It is another thing entirely to be such a workaholic that the rest of life fades to the background. For those people, doing extreme amounts of work or being entirely dedicated to their career seems the right thing to do, but others may say that it is an addiction. When we can work virtually anywhere and anyone can reach us at any time, boundaries between work and pleasure are difficult to parse. Regardless, like any behavior, doing too much may interfere with other areas of your life.